Lately, most of the market conversation has been dominated by artificial intelligence. New tools, new breakthroughs, new winners. But beneath the headlines, something quieter and more structural has been developing inside the stock market itself. The market’s recent gains have been driven by a very small group of very large companies. Today, the ten largest stocks make up roughly 40% of the S&P 500, a level even higher than what investors experienced during the dot‑com era. T

Most people don’t panic when the market wobbles a little. But when the swings get bigger, the headlines get louder, and your account balance looks like it’s experimenting with skydiving, that’s when the questions start: “Should I be doing something different?” The truth is you don’t have to predict the future to invest wisely. But you do need a plan for what to do when risk rises. That’s what separates a thoughtful investor from someone relying on crossed fingers and good int

As the year winds down, the calendar starts tapping its foot. Deadlines approach, holiday plans pile up, and everything that felt far away suddenly feels very close. The good news is that many of the most useful tax ideas for retirees are still fully available in mid-November. And most of them are simpler than they look. Here are several smart ideas to consider before December 31: Take care of your RMDs: If you are 73 or older, your required minimum distribution will need att

October has a certain mystique on Wall Street. Maybe it’s the cooler air, maybe it’s the long shadow of 1987 and 2008 - or maybe it’s just that the market loves a good scare this time of year. And with everything else we have been dealing with in October, right on cue, the first Hindenburg Omen  of 2025 has flashed. For those unfamiliar, that’s a technical warning that appears when market internals start misbehaving - new highs and new lows rising together, something called t

Markets don’t like surprises, but they’re surprisingly good at ignoring Washington now nearly two weeks into the government shutdown,...

When it comes to planning what happens with your retirement accounts after you’re gone, the details matter. One decision many people...