What does it mean that Piershale Wealth Management operates as a Fee-Only Fiduciary?

The Piershale Legacy Since 1995

The Piershale name has been a trusted fixture in Crystal Lake and surrounding areas for decades. Over the years, our family has built a reputation centered on helping area residents navigate their retirement journeys.

Today, John Piershale continues that family tradition of dedicated service through Piershale Wealth Management, providing

Fee-Only Fiduciary guidance that local families rely on.

Featured Media Mentions

John discusses CD rates with Tim Maxwell of CBS news: "Historically, 4% is not bad for auto-renewing some of your money. If 4% was the worst rate in your portfolio, you could probably live with that."

John discusses retirement liquidity options with Lori Loannou of the WSJ: "Avoid complex annuities with long surrender periods that lock up your money. It can be a very costly mistake if your circumstances change."

John discusses global market volatility with the Wall Street Journal, highlighting how international trade progress can ignite major rallies, and outlines why retirees should focus on high-dividend stocks in defensive sectors like healthcare to protect and grow their wealth.

John explains how estate planning affects 401k's with Rodney Brooks of USA Today.

John talks about fee-only advice with Alisa Wolfson of Marketwatch: "Once you know what your goal is, look for a fee-only fiduciary, someone who doesn’t earn commissions and works solely in your best interest.

John on retirement timing strategies with Lorie Konish of CNBC: "If you can afford to wait, starting Social Security later than age 62 definitely pays off over the long term. Delaying your benefits allows your payout to grow by 8% each year."

John talks about Roth conversions in MarketWatch.

John talks about taxes on Social Security benefits with Lorie Konish of CNBC.

John discusses crypto currency and portfolio risk management with Anne Tergesen of the WSJ.

John Piershale and anchor Julie Hyman discussing the US-China trade agreement on a Yahoo Finance broadcast.

Video: Watch John discuss bi-lateral trade agreements with Julie Hyman and Adam Shapiro of Yahoo Finance.

John discusses Social Security optimization with Lorie Konish of CNBC. "Do not leave your retirement timeline to intuitive guesswork. Calculating your true break-even point is highly complex."

John discusses Social Security filing options with Veronica Dagher of the WSJ.

Frequently Asked Questions

Fiduciary Standard

Retirement Income

Tax Planning

Investment Planning

Estate Planning

As a Fee-Only fiduciary advisor, our only purpose is to look out for our clients’ overall financial well-being. This means we operate on an objective, Fee-Only basis, do not sell financial products on commission, and are legally bound to put your interests first at all times. In contrast, non-fiduciary financial professionals can recommend products whose sales generate bonuses, commissions, or prizes for them, but can cost you significantly more in higher fees. It's estimated that non-fiduciary advice costs investors up to $17 billion a year.